Invoice Koi

Invoice Koi vs Invoice Simple

You should not have to pay to find out.

Invoice Simple starts at $6.99 Essentials, with no free plan behind it. Invoice Koi is free for a hundred invoices a year, with 33 of the 59 features compared here in the free app, and one paid plan at $99.99 a year.

Last checked 7 September 2026. US list prices.

Decision summary

A paid plan that still counts your invoices is a trial with a direct debit attached.

Invoice Koi Free then $99.99 a year for Pro Make and send an invoice before deciding whether you like it.
$6.99 Essentialsthe cheapest way in There is no free plan, so this is what the first invoice costs.

What Invoice Simple is good at

Invoice Simple earns its name. It is quick to understand, the documents look tidy, and it is one of the few here that tells you when a client has opened the invoice.

The catch

The counting does not stop when you start paying. Essentials is the cheapest way in and it still meters what you send, so the thing you bought the plan to do is the thing it keeps score of.

A paid plan that still counts your invoices is a trial with a direct debit attached.

The ten rows that decide it

Two questions, and they have different answers: what you get for nothing, and what the least you can pay actually buys. Pick one.

Compare
What each one gives away, before any money changes hands.
Feature Invoice Koi Invoice Simple
What it costs Free, 100 invoices a year No free plan
Invoices 100 a year No free plan
Estimates or quotes Included No free plan
Clients Included No free plan
No vendor branding on it Included No free plan
Accept card payments Not offered No free plan
Receipt scanning 5 a day No free plan
Jobs and job organisation Included No free plan
Users on the account 1 user No free plan
Web access Not offered No free plan
Sync and backup across devices books; pictures on Pro No free plan
What the cheapest paid plan holds. A paid plan includes its own free tier, so anything free is in here too.
Feature Invoice Koi Invoice Simple
What it costs $99.99 a year $6.99 Essentials
Invoices Included 3 a month
Estimates or quotes Included Included
Clients Included Not stated
No vendor branding on it Included Included
Accept card payments Not offered Included
Receipt scanning Included Not offered
Jobs and job organisation Included Not offered
Users on the account 1 user Included
Web access Not offered Included
Sync and backup across devices Included Included
All 59 features, and the tier each one sits in

A paid tier includes its own free tier, so a mark means available at that price or below. 22 rows go our way, 3 theirs, 1 are the same in both, and 33 are neither or unstated.

Invoice Koi's free tier against Invoice Simple's cheapest way in. A paid tier includes its own free tier, so a mark means available at that price or below.
Feature Invoice Koifree, then $99.99 a year Invoice Simple$6.99 Essentials Cheaper for a tradesperson
Documents
Invoices 100 a year 3 a month Invoice Koi
Estimates or quotes Invoice Koi
Clients · Not stated
Turn an estimate into an invoice Invoice Koi
Recurring invoices · Not stated
Credit notes · Not stated
Work orders · Not stated
Change orders · Not stated
Client contracts · Not stated
Document or project templates · Not stated
Price book of saved items Invoice Koi
How the document looks
Your logo on the document · Not stated
Your brand or accent colour · Not stated
Choice of templates Invoice Koi
No vendor branding on it Level
Rename the field labels · Not stated
Photos and attachments Invoice Koi
Terms and conditions block · Not stated
Licence and insurance details · Not stated
Your own signature Invoice Koi
Client e-signature Invoice Koi
Getting paid
Accept card payments Them
Bank transfer or ACH · Not stated
Tap to Pay in person · Not stated
Deposits or milestone payments Invoice Koi
Record partial payments · Not stated
Pass processing fees to the client · Not stated
Tips · Not stated
Automatic payment reminders Invoice Koi
Overdue alerts to you · Not stated
Know the invoice was opened Them
A link the client opens · Not stated
Client statements · Not stated
Homeowner financing · Not stated
Lending or capital for you · Not stated
Running the business
Expense tracking Invoice Koi
Receipt scanning 5 a day Invoice Koi
Time tracking Invoice Koi
Jobs and job organisation Invoice Koi
Schedule visits or a calendar Invoice Koi
Routing or GPS Neither
Reports Invoice Koi
Export CSV, spreadsheet or PDF · Not stated
Accounting sync Neither
Bank feed import Neither
Barcode scanner · Not stated
Leads or a CRM Neither
Track client activity · Not stated
Request client reviews · Not stated
A marketing site for you Neither
An AI assistant 5 a day Invoice Koi
Voice note into an invoice 5 a day Invoice Koi
Read a document and answer on it 5 a day Invoice Koi
Account and scale
Mobile app Invoice Koi
Web access Them
Sync and backup across devices books; pictures on Pro Invoice Koi
Users on the account 1 user Invoice Koi
More than one business · Not stated
Priority support one to two days · Not stated
  • In the free tier
  • In the cheapest paid plan
  • Only on a higher plan
  • Not offered
  • · Not stated on their page
  • 3 a month Included, but capped or charged at this rate

Which one to buy

Buy Invoice Simple if

  • You want to know the moment a client opens the invoice, which Invoice Koi cannot tell you.
  • You need card payments in the document.
  • You work mostly at a desk and want the browser version.

Buy Invoice Koi if

  • You send more than three invoices a month, which is all their cheapest paid plan allows.
  • You want receipts, expenses and time on the same phone as the invoicing.
  • You want the nine templates, your logo and your colour without a plan above you.

What is free, and what Pro buys

The same on all eleven of these pages. One price, billed once a year, with no seat maths and no plan above it. Free is one person and their own books, counted at 100 invoices a year and at nothing else. Pro is what leaves the phone: the photographs on a server, the reading, and the paperwork a client signs or opens.

Free $0 no card, no trial clock
  • 100 invoices a year
  • Unlimited estimates and clients
  • All nine templates, reports and the jobs schedule
  • Time tracking and recurring invoices
  • Your books backed up, plus a portable backup file
Pro $99.99 a year, about $8.33 a month
  • Unlimited invoices and estimates
  • Every photograph backed up, on any phone
  • Unlimited reading, and voice notes into invoices
  • Signatures, deposits and statements
  • Priority support, in one to two working days

Everything in Free is in Pro too. Pro is sold through the App Store, so the price you are shown is your own country's.

Common questions

Is Invoice Koi cheaper than Invoice Simple?
Yes. Invoice Simple has no free plan, so its cheapest way in is $6.99 Essentials. Invoice Koi is free for a hundred invoices a year, with no cap on estimates or clients, and Pro is $99.99 a year if you want it.
What does Invoice Koi do that Invoice Simple charges for?
12 of the 59 features compared here are free in Invoice Koi and cost money in Invoice Simple, including invoices, estimates or quotes, turn an estimate into an invoice.
What does Invoice Simple do that Invoice Koi does not?
3 things, including accept card payments, know the invoice was opened, web access. If one of those is what you need, Invoice Simple is the better app for you and we would rather say so here than after you have downloaded ours.
Does Invoice Koi take card payments?
No. Payments are recorded rather than processed: you say how a client paid you and the invoice settles. There is no card processing in the app, and no page a client pays on.

Free, and it stays free

No trial clock, no card, and no invoice with somebody else's name at the bottom of it. If Pro is worth $99.99 a year to you, it will still be there in a month.

iPhone and iPad, iOS 16.4 or later.

Where these numbers come from

Every Invoice Simple cell was read from their own pricing page on 7 September 2026, at US list prices in US dollars. Invoice Simple is read from its published plan comparison. A blank means they do not name the feature on the page where they ask for money, and we count that as not included rather than guessing in our own favour. Processing rates appear only where the vendor is itself the processor: read a missing rate as unstated, never as free. If we have a line wrong, tell us and we will change it.

Invoice Simple and every other name and logo on this page belong to their owners. They are here to say which product is being compared, which is the only reason a comparison may use them, and nothing here is endorsed by or affiliated with them.

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